A new year marks a new, fresh beginning for many people. This is the time to make resolutions that may include getting your mouth and smile to a healthy and beautiful state! Dental Insurance benefits from your employer can be a huge help in making sure you receive the best care for your mouth and smile. Plus many dental insurance plans that are on a calendar year cycle have renewed benefits as of January 1st.
At Spearmint Dental in Wichita Falls, we know that understanding your dental insurance benefits can be confusing. Working with insurance companies is our expertise! We want to help you make sure you are maximizing the benefits you receive from your dental insurance plan and assist you in making your dental health a priority this year. The following are a few tips to help you maximize your dental insurance benefits.
Visiting a dentist that is an in-network provider will save you on your out-of-pocket costs and also will keep you from having to file claims yourself. In-network providers will work directly with your insurance company to seek payment for services performed. Sometimes it can be difficult to understand if a dentist is in-network or out-of-network.
First look at your plan, is it an HMO plan (Health Maintenance Organization) or a PPO plan (Preferred Provider Organization)? Call a few dentists in your area and ask them if they are an in-network provider with your insurance company and plan type.
Here at Spearmint Dental in Wichita Falls we are an in-network provider for most dental PPO insurance plans, including:
- Delta Dental
- Dental Network of America/Blue Cross Blue Shield
- United Concordia
Call us with your insurance information and we can let you know if we are an in-network provider for your plan specifically.
Utilize All of Your Benefits for Preventative or Diagnostic Dental Services
Most dental insurance plans fully cover or cover at a very low patient cost a standard dental cleaning twice per year, periodic bitewing x-rays and full-mouth x-rays every five years. When you are utilizing those preventative benefits you ensure that any potential oral health problems are caught early. Catching a problem early can significantly lower the cost of treating a problem before it worsens or turns into something more serious ensuring your dental care is more affordable in the long-run.
Our dentists at Spearmint Dental in Wichita Falls use our time with each patient at preventative exams and utilize patients’ regular diagnostic x-rays to ensure that problems are caught and handled early to ensure patients stay healthy for years to come!
Use your Insurance Online Tools and Resources
Most Insurance companies have a host of online tools and resources that you can utilize to help understand your benefits, view your provider options or ask questions about your plan. If you are unsure where to look, let us know! We may be familiar with your online Insurance portal and be able to point you in the right direction.
The Spearmint Dental team are experts at ensuring you are making the most of your dental insurance to the benefit of your dental health and overall well being. Call or visit our dental office in Wichita Falls and we would be happy to help you understand your benefits or answer any other dental-related questions you might have.
No Insurance? No Problem! We offer an in-office dental plan called Priority Dental Plan. Visit their website or call our office to learn more about the benefits of Priority Dental Plan and how it can help you with your dental care this year.